{"id":11047,"date":"2018-12-10T15:15:46","date_gmt":"2018-12-10T23:15:46","guid":{"rendered":"http:\/\/www.roryc.ca\/blog\/?p=11047"},"modified":"2018-12-11T19:57:11","modified_gmt":"2018-12-12T03:57:11","slug":"investors-have-little-to-fear-of-a-housing-meltdown","status":"publish","type":"post","link":"https:\/\/www.roryc.ca\/blog\/2018\/12\/investors-have-little-to-fear-of-a-housing-meltdown\/","title":{"rendered":"Investors Have Little to Fear of A Housing Meltdown"},"content":{"rendered":"

Would-be investors who remain wary of the Canadian real estate market\u2019s price growth should take a measure of comfort in the results of a new study conducted by Chartered Professional Accountants of Canada (CPA Canada).<\/p>\n

The research found that the market\u2019s fundamentals have robustness as their main feature, precluding any US-style meltdown in the near future.<\/p>\n

Give the gift of real estate success this year \u2013 grab a seasonal CREW subscription.<\/p>\n

\u201cBeyond prices and debt levels, Canada shares far fewer similarities with the US than you might think. This becomes very apparent when you look at just one measure: credit quality,\u201d CPA Canada chief economist Francis Fong stated.<\/p>\n

Fong emphasized that seeing the US crisis as a reference point for the possibility of a Canadian collapse would be futile due to the pre-eminence of different factors in the two markets.<\/p>\n

The sheer volume of subprime mortgages issued to borrowers with low credit quality, who cannot afford to repay debt, is frequently cited as one of the leading causes of the US breakdown.<\/p>\n

In comparison, Canada\u2019s share of high-credit-quality clients increased from 66% in 2002 to 88% in 2017, according to the CMHC. During the same time frame, the proportion of low-credit-quality borrowers fell from 17% to just 3%.<\/p>\n

\u201cThe situation in Canada is likely not a bubble in imminent danger of deflation; in fact, housing prices may reflect the true value of living space in Canada and in some markets increased household debt may be the new price for real estate,\u201d Fong explained.<\/p>\n

\u201cOur cities frequently are listed among the best places to live and work in the world and, compared to their peer cities abroad, they are not among the most expensive. We may simply be dealing with the law of supply and demand, so affordability could continue to be a challenge for the foreseeable future,\u201d he added.<\/p>\n

Investors Have Little to Fear of A Housing Meltdown<\/a> by Ephraim Vecina | Canadian Real Estate Wealth<\/p>\n","protected":false},"excerpt":{"rendered":"

Would-be investors who remain wary of the Canadian real estate market\u2019s price growth should take a measure of comfort in the results of a new study conducted by Chartered Professional … [read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-11047","post","type-post","status-publish","format-standard","hentry","category-real-estate"],"yoast_head":"\nInvestors Have Little to Fear of A Housing Meltdown • Rory C Real Estate | Oakwyn Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.roryc.ca\/blog\/2018\/12\/investors-have-little-to-fear-of-a-housing-meltdown\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" 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