{"id":14032,"date":"2019-10-30T15:15:17","date_gmt":"2019-10-30T22:15:17","guid":{"rendered":"http:\/\/www.roryc.ca\/blog\/?p=14032"},"modified":"2019-10-25T09:51:38","modified_gmt":"2019-10-25T16:51:38","slug":"what-is-a-home-warranty","status":"publish","type":"post","link":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/","title":{"rendered":"What Is A Home Warranty?"},"content":{"rendered":"<p style=\"text-align: justify;\">If you\u2019re purchasing your first home, you\u2019ve likely heard about home warranties during your research process. With so many other new components to learn along the way, you may think that it\u2019s best to wait until after you\u2019re situated in your new home to get a warranty. This isn\u2019t the case. It\u2019s time to learn about what this warranty is and why you need it as soon as you buy your new home.<\/p>\n<p style=\"text-align: justify;\"><strong>What Is A Home Warranty?<\/strong><\/p>\n<p style=\"text-align: justify;\">One of the biggest confusions that new homeowners have is understanding the difference between homeowner\u2019s insurance and a home warranty. Think of your homeowner\u2019s insurance as a form of protection for instances that are unexpected, such as fires. Insurance covers the main structure of your home when an unforeseen event happens.<\/p>\n<p style=\"text-align: justify;\">A home warranty is more for the major systems and appliances within your home. It\u2019s there for times when regular wear and tear of these systems and appliances cause them to malfunction or fail. Common components covered under a home warranty plan include :<\/p>\n<p style=\"text-align: justify;\">\u25fe Heating And Cooling Systems<br \/>\n\u25fe Electrical System<br \/>\n\u25fe Plumbing System<br \/>\n\u25fe Washer \/ Dryer<br \/>\n\u25fe Dishwasher<br \/>\n\u25fe Fridge \/ Freezer<\/p>\n<p style=\"text-align: justify;\"><strong>How To Get A Home Warranty?<\/strong><\/p>\n<p style=\"text-align: justify;\">You\u2019ve probably realized by now just how beneficial a warranty can be for your home. The next step is determining where you can purchase a home warranty from so that you can get your items covered. Here are three main ways you can obtain a warranty for your home.<\/p>\n<p style=\"text-align: justify;\"><strong>Sold With The House<\/strong><\/p>\n<p style=\"text-align: justify;\">Home warranties don\u2019t typically stick with the homeowner. Rather, they are transferred to the new owner of a home that is covered. So, if you\u2019re purchasing a house on the market, see if there is an existing home warranty that comes along with the real estate. You\u2019ll need to get the specifics about the warranty program from the existing owners and you\u2019ll want to call the warranty provider to let them know of the transfer.<\/p>\n<p style=\"text-align: justify;\"><strong>Buy When You Close<\/strong><\/p>\n<p style=\"text-align: justify;\">Home warranties can be found from many different companies. The easiest way to find a great warranty company is to head online. Pay attention to what the coverage is and each item\u2019s cap limit so you have a fair idea of what you\u2019ll be expected to pay out of pocket when problems occur. Most home warranty companies will offer a discounted rate for people who get a warranty program within 30 days of closing on their new home.<\/p>\n<p style=\"text-align: justify;\"><strong>Purchase At Any Time<\/strong><\/p>\n<p style=\"text-align: justify;\">You can purchase a home warranty program at any time. Again, there\u2019s a long list of available providers on the internet that you can check out and compare. Realize that when you purchase a home warranty program after 30 days of closing on a new home, it\u2019s likely going to be more expensive.<\/p>\n<p style=\"text-align: justify;\"><strong>Understanding Your Home Warranty<\/strong><\/p>\n<p style=\"text-align: justify;\">Before you decide on which home warranty you want to purchase for your new home, there are some necessary factors you should understand. These will help you to better compare the home warranty programs to see which one will best fit your needs. Here are the factors you\u2019ll want to determine with each warranty you look at.<\/p>\n<p style=\"text-align: justify;\"><strong>What\u2019s Covered<\/strong><\/p>\n<p style=\"text-align: justify;\">There are various home warranties in Ohio and each has their own description of items that are covered. Most programs will cover the basic systems in your home and appliances. However, if you have extra above what the normal homeowner doesn\u2019t, you may want to see if there is extra coverage you can purchase.<\/p>\n<p style=\"text-align: justify;\"><strong>Cap Limits<\/strong><\/p>\n<p style=\"text-align: justify;\">Each item on your list that is covered under the home warranty program will have a cap limit. This is the maximum amount of money the warranty company will pay you for that item. Ensure that the cap limits make sense for each item. You don\u2019t want to have a very low cap limit on something that you know is going to cost you a bundle to purchase.<\/p>\n<p style=\"text-align: justify;\">Understanding what a home warranty is and how it can benefit you is a must. New homeowners tend to have many things thrown at them throughout the purchase process. This can sometimes leave the thought of getting a home warranty escape. However, don\u2019t let that happen to you.<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/realtybiznews.com\/things-you-need-to-know-about-a-home-warranty\/98756230\/\" target=\"_blank\" rel=\"noopener noreferrer\">Things You Need to Know About A Home Warranty<\/a> by Jamie Richardson | Realty Biz News<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re purchasing your first home, you\u2019ve likely heard about home warranties during your research process. With so many other new components to learn along the way, you may think &hellip; [<a href=\"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/\">read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-14032","post","type-post","status-publish","format-standard","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Is A Home Warranty? &#8226; Rory C Real Estate | Oakwyn Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"What Is A Home Warranty? &#8226; Rory C Real Estate | Oakwyn Realty\" \/>\n<meta name=\"twitter:description\" content=\"If you\u2019re purchasing your first home, you\u2019ve likely heard about home warranties during your research process. With so many other new components to learn along the way, you may think &hellip; [read more]\" \/>\n<meta name=\"twitter:creator\" content=\"@RoryClipsham\" \/>\n<meta name=\"twitter:site\" content=\"@RoryClipsham\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rory Clipsham\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/\"},\"author\":{\"name\":\"Rory Clipsham\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#\\\/schema\\\/person\\\/0672b9777e67473b9bd9247df49499c7\"},\"headline\":\"What Is A Home Warranty?\",\"datePublished\":\"2019-10-30T22:15:17+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/\"},\"wordCount\":734,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#\\\/schema\\\/person\\\/0672b9777e67473b9bd9247df49499c7\"},\"articleSection\":[\"Real Estate\"],\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/\",\"url\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/\",\"name\":\"What Is A Home Warranty? &#8226; Rory C Real Estate | Oakwyn Realty\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#website\"},\"datePublished\":\"2019-10-30T22:15:17+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2019\\\/10\\\/what-is-a-home-warranty\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What Is A Home Warranty?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/\",\"name\":\"Rory C Real Estate | Oakwyn Realty\",\"description\":\"Rory C Real Estate Updates | Home Selling &amp; Buying\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#\\\/schema\\\/person\\\/0672b9777e67473b9bd9247df49499c7\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":[\"Person\",\"Organization\"],\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#\\\/schema\\\/person\\\/0672b9777e67473b9bd9247df49499c7\",\"name\":\"Rory Clipsham\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/RoryC-white-w-tagline.jpg\",\"url\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/RoryC-white-w-tagline.jpg\",\"contentUrl\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/RoryC-white-w-tagline.jpg\",\"width\":504,\"height\":504,\"caption\":\"Rory Clipsham\"},\"logo\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/10\\\/RoryC-white-w-tagline.jpg\"},\"sameAs\":[\"http:\\\/\\\/www.roryc.ca\\\/\",\"https:\\\/\\\/www.facebook.com\\\/pg\\\/BurnabyandCoquitlamHomes\\\/about\\\/?ref=page_internal\",\"https:\\\/\\\/www.instagram.com\\\/roryclipshamhomes\\\/\",\"https:\\\/\\\/x.com\\\/RoryClipsham\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"What Is A Home Warranty? &#8226; Rory C Real Estate | Oakwyn Realty","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/","twitter_card":"summary_large_image","twitter_title":"What Is A Home Warranty? &#8226; Rory C Real Estate | Oakwyn Realty","twitter_description":"If you\u2019re purchasing your first home, you\u2019ve likely heard about home warranties during your research process. With so many other new components to learn along the way, you may think &hellip; [read more]","twitter_creator":"@RoryClipsham","twitter_site":"@RoryClipsham","twitter_misc":{"Written by":"Rory Clipsham","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/#article","isPartOf":{"@id":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/"},"author":{"name":"Rory Clipsham","@id":"https:\/\/www.roryc.ca\/blog\/#\/schema\/person\/0672b9777e67473b9bd9247df49499c7"},"headline":"What Is A Home Warranty?","datePublished":"2019-10-30T22:15:17+00:00","mainEntityOfPage":{"@id":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/"},"wordCount":734,"commentCount":0,"publisher":{"@id":"https:\/\/www.roryc.ca\/blog\/#\/schema\/person\/0672b9777e67473b9bd9247df49499c7"},"articleSection":["Real Estate"],"inLanguage":"en-CA","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/","url":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/","name":"What Is A Home Warranty? &#8226; Rory C Real Estate | Oakwyn Realty","isPartOf":{"@id":"https:\/\/www.roryc.ca\/blog\/#website"},"datePublished":"2019-10-30T22:15:17+00:00","breadcrumb":{"@id":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/#breadcrumb"},"inLanguage":"en-CA","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.roryc.ca\/blog\/2019\/10\/what-is-a-home-warranty\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.roryc.ca\/blog\/"},{"@type":"ListItem","position":2,"name":"What Is A Home Warranty?"}]},{"@type":"WebSite","@id":"https:\/\/www.roryc.ca\/blog\/#website","url":"https:\/\/www.roryc.ca\/blog\/","name":"Rory C Real Estate | Oakwyn Realty","description":"Rory C Real Estate Updates | Home Selling &amp; Buying","publisher":{"@id":"https:\/\/www.roryc.ca\/blog\/#\/schema\/person\/0672b9777e67473b9bd9247df49499c7"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.roryc.ca\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-CA"},{"@type":["Person","Organization"],"@id":"https:\/\/www.roryc.ca\/blog\/#\/schema\/person\/0672b9777e67473b9bd9247df49499c7","name":"Rory Clipsham","image":{"@type":"ImageObject","inLanguage":"en-CA","@id":"https:\/\/www.roryc.ca\/blog\/wp-content\/uploads\/2019\/10\/RoryC-white-w-tagline.jpg","url":"https:\/\/www.roryc.ca\/blog\/wp-content\/uploads\/2019\/10\/RoryC-white-w-tagline.jpg","contentUrl":"https:\/\/www.roryc.ca\/blog\/wp-content\/uploads\/2019\/10\/RoryC-white-w-tagline.jpg","width":504,"height":504,"caption":"Rory Clipsham"},"logo":{"@id":"https:\/\/www.roryc.ca\/blog\/wp-content\/uploads\/2019\/10\/RoryC-white-w-tagline.jpg"},"sameAs":["http:\/\/www.roryc.ca\/","https:\/\/www.facebook.com\/pg\/BurnabyandCoquitlamHomes\/about\/?ref=page_internal","https:\/\/www.instagram.com\/roryclipshamhomes\/","https:\/\/x.com\/RoryClipsham"]}]}},"_links":{"self":[{"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/posts\/14032","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/comments?post=14032"}],"version-history":[{"count":1,"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/posts\/14032\/revisions"}],"predecessor-version":[{"id":14033,"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/posts\/14032\/revisions\/14033"}],"wp:attachment":[{"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/media?parent=14032"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/categories?post=14032"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.roryc.ca\/blog\/wp-json\/wp\/v2\/tags?post=14032"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}