{"id":19011,"date":"2021-12-03T11:11:00","date_gmt":"2021-12-03T19:11:00","guid":{"rendered":"http:\/\/www.roryc.ca\/blog\/?p=19011"},"modified":"2021-12-02T15:51:00","modified_gmt":"2021-12-02T23:51:00","slug":"canadian-lenders-are-approaching-2022-with-a-positive-financing-outlook","status":"publish","type":"post","link":"https:\/\/www.roryc.ca\/blog\/2021\/12\/canadian-lenders-are-approaching-2022-with-a-positive-financing-outlook\/","title":{"rendered":"Canadian Lenders are Approaching 2022 with A Positive Financing Outlook"},"content":{"rendered":"<p style=\"text-align: justify;\">Canada\u2019s real estate industry has been through much uncertainty these past two years thanks to the COVID-19 pandemic. When it comes to financing, lenders are now breathing a sigh of relief and are approaching 2022 with a more positive outlook, yielding new potential investment opportunities.<\/p>\n<p style=\"text-align: justify;\">It\u2019s 2021 Canadian Real Estate Lenders\u2019 Report released this week, CBRE stated that lenders are feeling more optimistic about the real estate sector, a \u201csignificant shift\u201d in lender sentiments over the past two years. As a result, two-thirds of lenders are planning to increase their portfolio allocations to real estate lending in 2022 and the remainder will maintain their current allocation levels, according to CBRE.<\/p>\n<p style=\"text-align: justify;\">The report, which surveyed domestic and foreign lenders from early October to November, was generated to gauge lender confidence in commercial real estate and Canadian financing outlooks for 2022.<\/p>\n<p style=\"text-align: justify;\">\u201cThe survey results represent a significant shift in lender sentiment from caution to opportunity and real estate lenders are ready to support businesses and investors looking to finance real estate transactions,\u201d said Carmin Di Fiore, executive vice president of CBRE\u2019s Debt and Structured Finance team, in a press release.<\/p>\n<p style=\"text-align: justify;\">\u201cAfter the highly disruptive year in 2020, we\u2019re seeing renewed demand and competition for Canadian real estate, which is building momentum for a strong and well-capitalized 2022,\u201d he added.<\/p>\n<p style=\"text-align: justify;\">With the pandemic dominating most of 2020, many lenders were hesitant to make real estate deals. However, \u201cincreased clarity in the market\u201d has prompted lending conditions to return to normal, with 90 per cent of lenders planning to \u201cactively\u201d or \u201cvery actively\u201d bid on deals over the next 12 months.<\/p>\n<p style=\"text-align: justify;\">This renewed bullishness from investors would translate into 10% to 20% of additional net new capital available for Canadian real estate next year. Approximately one in two lenders plan to materially increase their loan books by releasing 20% to 30% net new capital in the year ahead. Looking into the future, this means that borrowers can anticipate stronger capital availability for their real estate financing needs in 2022, CBRE said.<\/p>\n<p style=\"text-align: justify;\">Lender sentiments improved the most within the retail sector, particularly around entertainment and food services, CBD regional malls and power centres. However, asset concerns around regional malls in secondary markets, Class B offices in core and suburban markets are still prominent.<\/p>\n<p style=\"text-align: justify;\">Single-family housing, apartment buildings and grocery-anchored retail were among the property types that lenders were the least concerned about. Apartments were especially in favour for lenders this year, with nearly half coming in above budget.<\/p>\n<p style=\"text-align: justify;\">\u201cLooking ahead, lender demand for apartments are only going to get stronger in 2022 with 75% planning to further increase their budgets next year,\u201d said the report.<\/p>\n<p style=\"text-align: justify;\">Canada\u2019s biggest cities have and will continue to draw lender financing into the real estate market. CBRE noted that lender appetite for Canadian real estate markets were stronger than 2020 and 2019 in some areas. The Greater Toronto Area, Vancouver, Montreal, Ottawa and the Waterloo region continue to attract the strongest desire for lending in the country. Despite headwinds over the last couple of years, lenders also continue to be active in Alberta, namely Calgary and Edmonton, with about 80% willing to transact in the region.<\/p>\n<p style=\"text-align: justify;\">\u201cThis proportion of lenders is in fact comparable to other markets \u2013 the willingness of lenders to transact in Montreal, Vancouver and Ottawa fall in the range of 80% to 83% of lenders,\u201d said CBRE.<\/p>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/www.livabl.com\/2021\/11\/canadian-lenders-optimistic-real-estate-2022.html\" target=\"_blank\" rel=\"noopener\">Canadian Lenders are Becoming More Optimistic About Real Estate in 2022<\/a> by Michelle McNally | Livabl<\/p>\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Canada\u2019s real estate industry has been through much uncertainty these past two years thanks to the COVID-19 pandemic. When it comes to financing, lenders are now breathing a sigh of &hellip; [<a href=\"https:\/\/www.roryc.ca\/blog\/2021\/12\/canadian-lenders-are-approaching-2022-with-a-positive-financing-outlook\/\">read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[],"class_list":["post-19011","post","type-post","status-publish","format-standard","hentry","category-market-updates"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Canadian Lenders are Approaching 2022 with A Positive Financing Outlook &#8226; Rory C Real Estate | Oakwyn Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.roryc.ca\/blog\/2021\/12\/canadian-lenders-are-approaching-2022-with-a-positive-financing-outlook\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Canadian Lenders are Approaching 2022 with A Positive Financing Outlook &#8226; Rory C Real Estate | Oakwyn Realty\" \/>\n<meta name=\"twitter:description\" content=\"Canada\u2019s real estate industry has been through much uncertainty these past two years thanks to the COVID-19 pandemic. 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