{"id":26657,"date":"2025-10-23T10:10:57","date_gmt":"2025-10-23T17:10:57","guid":{"rendered":"https:\/\/www.roryc.ca\/blog\/?p=26657"},"modified":"2025-10-16T09:41:22","modified_gmt":"2025-10-16T16:41:22","slug":"canadian-housing-market-activity-moderates-after-spring-rebound","status":"publish","type":"post","link":"https:\/\/www.roryc.ca\/blog\/2025\/10\/canadian-housing-market-activity-moderates-after-spring-rebound\/","title":{"rendered":"Canadian Housing Market Activity Moderates After Spring Rebound"},"content":{"rendered":"<p style=\"text-align: justify;\">Home prices across Canada were nearly flat in the third quarter of 2025, as rising supply and easing borrowing costs continued to shift the housing market toward buyers, according to Royal LePage\u2019s latest House Price Survey and Market Forecast.<\/p>\n<p style=\"text-align: justify;\">The aggregate price of a home in Canada rose 0.1% year over year to $816,500, but slipped 1.2% from the previous quarter. The national median price for a single-family detached home increased 1.2% to $860,600, while condominiums declined 1.6% to $580,700.<\/p>\n<p style=\"text-align: justify;\">In major markets, price adjustments remained uneven. The Greater Toronto Area (GTA) recorded a 3.5% annual decrease to $1,114,900, with detached homes down 1.2% to $1,403,800 and condos down 7.4% to $668,700. In the City of Toronto, the aggregate price fell 4.6% to $1,076,700, with detached homes down 7.4% to $1,548,700 and condos down 5.6% to $644,700.<\/p>\n<p style=\"text-align: justify;\">In Greater Vancouver, the aggregate home price dropped 3.1% year over year to $1,251,000, while Greater Montreal posted a 4.9% increase to $606,800, reflecting steadier demand. Royal LePage noted that home prices in Toronto and Vancouver remain more than 12% below their pandemic peaks.<\/p>\n<p style=\"text-align: justify;\">Royal LePage broker Shawn Zigelstein said buyers are benefitting from higher listings and more negotiation room.<\/p>\n<p style=\"text-align: justify;\">\u201cActive listings are well up, with the influx of new listings consistently outpacing sales, providing prepared buyers with a significant advantage in both negotiating power and choice,\u201d he said.<\/p>\n<p style=\"text-align: justify;\">He added that detached homes are still selling, though more slowly than usual, while the condominium segment \u201chas clearly tipped toward a buyer\u2019s market.\u201d<\/p>\n<p style=\"text-align: justify;\">Phil Soper, Royal LePage president and CEO, said conditions are gradually improving as borrowing costs ease.<\/p>\n<p style=\"text-align: justify;\">\u201cAffordability is slowly getting better. With more supply on the market and the recent rate cuts, buyers are starting to see opportunities again,\u201d Soper said, adding that while confidence remains uneven, activity could pick up by early 2026.<\/p>\n<p style=\"text-align: justify;\">The Bank of Canada lowered its overnight lending rate by 25 basis points in September to 2.5%, marking the first cut since March, in a move aimed at supporting affordability. Meanwhile, the federal government launched Build Canada Homes, a $13 billion program to construct 4,000 factory-built housing units in six cities\u2014Toronto, Ottawa, Edmonton, Calgary, Vancouver, and Halifax\u2014to address supply constraints.<\/p>\n<p style=\"text-align: justify;\">Royal LePage forecasts the aggregate price of a home in the GTA will fall 3% year over year in Q4 2025, while the national aggregate price is expected to rise 1%. The company anticipates stronger housing activity by spring 2026, supported by lower borrowing costs and a gradual recovery in buyer confidence.<\/p>\n<p><a href=\"https:\/\/www.wealthprofessional.ca\/investments\/alternative-investments\/canadian-home-prices-flatten-in-q3-as-market-tilts-toward-buyers\/390536\" target=\"_blank\" rel=\"noopener\">Canadian Home Prices Flatten in Q3 as Market Tilts Toward Buyers<\/a> by Rod Bolivar | WP Wealth Professional<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home prices across Canada were nearly flat in the third quarter of 2025, as rising supply and easing borrowing costs continued to shift the housing market toward buyers, according to &hellip; [<a href=\"https:\/\/www.roryc.ca\/blog\/2025\/10\/canadian-housing-market-activity-moderates-after-spring-rebound\/\">read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8,13],"tags":[],"class_list":["post-26657","post","type-post","status-publish","format-standard","hentry","category-market-updates","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Canadian Housing Market Activity Moderates After Spring Rebound &#8226; 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