{"id":3330,"date":"2016-09-13T11:11:06","date_gmt":"2016-09-13T18:11:06","guid":{"rendered":"http:\/\/www.roryc.ca\/blog\/?p=3330"},"modified":"2016-09-09T09:26:43","modified_gmt":"2016-09-09T16:26:43","slug":"first-time-home-buyer-proactive-activities-to-help-you-get-started","status":"publish","type":"post","link":"https:\/\/www.roryc.ca\/blog\/2016\/09\/first-time-home-buyer-proactive-activities-to-help-you-get-started\/","title":{"rendered":"First Time Home Buyer? Proactive Activities to Help You Get Started"},"content":{"rendered":"<p style=\"text-align: justify;\">For many people, buying a home is a dream. While buying your very first one can be very exciting, it can also be very stressful. One of the ways to make it less stressful is to be prepared. Here are some proactive activities to help you get started on buying your first home.<\/p>\n<p style=\"text-align: justify;\"><strong>1. Find a real estate agent<\/strong><br \/>\nHaving a real estate agent\u2019s expertise to help in your home search is important, especially when you are an inexperienced first-time buyer. Real estate agents have access to information that regular people don\u2019t and will be able to help you find just the right home. It is also customary for home sellers to pay real estate commissions, even for agents who are working for buyers, so working with an agent won\u2019t cost you a thing.<\/p>\n<p style=\"text-align: justify;\"><strong>2. Get pre-approved<\/strong><br \/>\nWhen looking for your first home, it is a good idea to get pre-approved for a mortgage before you start. This will ensure you can get a loan and also give you a good idea of how much home you will be able to afford. The pre-approval process also can identify any red flags, such as a less-than-stellar credit score, that could make getting a loan difficult.<\/p>\n<p style=\"text-align: justify;\"><strong>3. Use online resources<\/strong><br \/>\nThe internet has revolutionized the real estate industry by giving buyers and sellers information to help them in the process. You can use online resources like those found at Sea Pines Real Estate \u2013 The Cottage Group to help you find a real estate agent, to help you find listings, to get estimates on what prices should be, and to find a lender.<\/p>\n<p style=\"text-align: justify;\"><strong>4. Get your financial house in order<\/strong><br \/>\nBuying a home is likely to be the biggest financial commitment you are ever going to make, so you need to prepare financially. You should try to pay down as much debt as you can and avoid taking on new debt. You also don\u2019t want to change jobs soon before going house shopping unless it is absolutely necessary. It\u2019s a good idea to check your credit report and credit score to ensure there aren\u2019t any issues that could make it difficult for you to get a home loan.<\/p>\n<p style=\"text-align: justify;\">Buying a first home is a lot of work and can also be very nerve-wracking. By following these and other tips to prepare ahead of time, you should be able to make the process go more smoothly.<\/p>\n<p><a href=\"http:\/\/realtybiznews.com\/first-time-home-buyer-proactive-activities-to-help-you-get-started\/98735041\/\" target=\"_blank\">First Time Home Buyer? Proactive Activities to Help You Get Started<\/a> by Realty Biz News<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For many people, buying a home is a dream. While buying your very first one can be very exciting, it can also be very stressful. One of the ways to &hellip; [<a href=\"https:\/\/www.roryc.ca\/blog\/2016\/09\/first-time-home-buyer-proactive-activities-to-help-you-get-started\/\">read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-3330","post","type-post","status-publish","format-standard","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>First Time Home Buyer? 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One of the ways to &hellip; [read more]\" \/>\n<meta name=\"twitter:creator\" content=\"@RoryClipsham\" \/>\n<meta name=\"twitter:site\" content=\"@RoryClipsham\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rory Clipsham\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2016\\\/09\\\/first-time-home-buyer-proactive-activities-to-help-you-get-started\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/2016\\\/09\\\/first-time-home-buyer-proactive-activities-to-help-you-get-started\\\/\"},\"author\":{\"name\":\"Rory Clipsham\",\"@id\":\"https:\\\/\\\/www.roryc.ca\\\/blog\\\/#\\\/schema\\\/person\\\/0672b9777e67473b9bd9247df49499c7\"},\"headline\":\"First Time Home Buyer? 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