{"id":6821,"date":"2017-08-31T11:11:12","date_gmt":"2017-08-31T18:11:12","guid":{"rendered":"http:\/\/www.roryc.ca\/blog\/?p=6821"},"modified":"2017-08-29T19:35:43","modified_gmt":"2017-08-30T02:35:43","slug":"simplifying-the-home-closing-process","status":"publish","type":"post","link":"https:\/\/www.roryc.ca\/blog\/2017\/08\/simplifying-the-home-closing-process\/","title":{"rendered":"Simplifying the Home Closing Process"},"content":{"rendered":"<p style=\"text-align: justify;\">Here are some surefire ways to ensure you are properly prepared for your closing date!<\/p>\n<p style=\"text-align: justify;\">The home closing process is the final hurdle in the race of buying a house and becoming an official homeowner. You are probably anxious to complete the process, and the last thing you want are last-minute surprises. Here are several ways you can ensure the closing goes smoothly.<\/p>\n<p style=\"text-align: justify;\"><strong>Understand the Closing Process<\/strong><\/p>\n<p style=\"text-align: justify;\">Before you enter closing negotiations, it is crucial to fully understand the process. When you know what to expect, you can ask the appropriate questions and clarify anything that may be confusing. This also ensures that all parties are kept in the loop. Human error is natural, but forgotten details can lead to delayed or canceled home sales. For this reason, it is important that you do the following:<\/p>\n<p style=\"text-align: justify;\">\u2013 Speak with the professionals who represent the home seller. Ask them what you should expect.<br \/>\n\u2013 Identify and gather all the documents that should be brought to closing negotiations.<\/p>\n<p style=\"text-align: justify;\"><strong>Review All Loan Documents When Buying a Home<\/strong><\/p>\n<p style=\"text-align: justify;\">Missing details in loan documents can either lead to mistakes in the paperwork or result in a product or payment scenario that can leave you unhappy. Reading loan documents may seem time-consuming, but it\u2019s the best way to resolve potential problems or misunderstandings before they occur. Generally, Lenders are required to provide you with the appropriate loan documents, by request, at least 24 hours before the closing. When you have received the final version, reread the contents to make sure you know what you are signing. You may want to consult with a lawyer.<\/p>\n<p style=\"text-align: justify;\">Finally, make sure you have the following materials from the home buying checklist on the morning of closing :<\/p>\n<p style=\"text-align: justify;\">\u2013 A check. The loan documents should spell out the amount that you are required to bring to the closing. You may also need to certify the check so that the lender will accept it. You may have the option to wire transfer the funds, but this can take longer and delay closing<br \/>\n\u2013 Copy of your photo ID<br \/>\n\u2013 Homeowners insurance policy<br \/>\n\u2013 Good faith estimate<br \/>\n\u2013 Loan documents<\/p>\n<p><a href=\"https:\/\/www.coldwellbanker.com\/blog\/simplifying-the-home-closing-process\/\" target=\"_blank\" rel=\"noopener\">Simplifying the Home Closing Process<\/a> by Gustavo Gonzalez | Coldwell Banker Blue Matter<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here are some surefire ways to ensure you are properly prepared for your closing date! The home closing process is the final hurdle in the race of buying a house &hellip; [<a href=\"https:\/\/www.roryc.ca\/blog\/2017\/08\/simplifying-the-home-closing-process\/\">read more<\/a>]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"class_list":["post-6821","post","type-post","status-publish","format-standard","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Simplifying the Home Closing Process &#8226; Rory C Real Estate | Oakwyn Realty<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.roryc.ca\/blog\/2017\/08\/simplifying-the-home-closing-process\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Simplifying the Home Closing Process &#8226; Rory C Real Estate | Oakwyn Realty\" \/>\n<meta name=\"twitter:description\" content=\"Here are some surefire ways to ensure you are properly prepared for your closing date! 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