August 18th, 2025
Across Canada, a growing number of families are confronting a difficult but increasingly urgent question. How can older generations help younger ones break into the housing market? As housing affordability … [read more]
August 18th, 2025
Financial markets expect the Bank of Canada to lower its policy interest rate to 2.25% by the end of 2025 and hold it there through 2026, according to the central … [read more]
August 12th, 2025
Securing the right financing allows you to take advantage of investment opportunities, reduce the amount of loan interest you have to pay. It also helps you maximize returns while managing … [read more]
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August 7th, 2025
Jitters spread through financial markets at the end of last week and signs emerged of a weakening US economy, sending five-year Government of Canada bond yields lower and raising fresh … [read more]
Comments Off on Bank of Canada Faces Big Decisions in The Months Ahead & A Dip in Bond Yields is Pressuring Fixed Rates
June 25th, 2025
Highlights : • Canadian mortgage rates have held steady amidst a volatile bond market. • Economic growth patterns are being driven by tariff avoidance in the first quarter, but signs … [read more]
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June 24th, 2025
Buying a home is a big milestone. But what happens when the real estate market dips and your property is worth less than you paid? It’s an unsettling feeling, especially … [read more]
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June 17th, 2025
A proposed tax measure aimed at reducing the cost burden for first-time homebuyers in Canada may influence affordability in key markets but could also create new pressures on housing supply, … [read more]
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June 16th, 2025
A chaotic first six months of the year for Canada’s economy is drawing to a close – a period that’s been marked by annexation threats from Donald Trump, the launch … [read more]
Comments Off on Will The Next 6-Months See A Change in Canada’s Economy & Interest Rates?
June 11th, 2025
Five years after the initial housing buying frenzy took hold in Canada, two stronger forces in housing markets across the country are on a collision course: a wave of mortgage … [read more]
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June 6th, 2025
The Bank of Canada announced its second rate hold of the year, keeping the overnight lending rate steady at 2.75%. With the Canadian economy facing trade risks and ongoing uncertainty … [read more]
Comments Off on Interest Rates are Steady, But Buyers Need More Affordable Housing Options
June 5th, 2025
Growing your money starts with simple changes that actually stick. Saving money isn’t easy. Between rent, groceries, the odd flat tire and occasional oat milk latte, it can feel like … [read more]
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June 5th, 2025
The Canada Mortgage and Housing Corporation (CMHC) has published its 2025 Mortgage Consumer Survey (MCS), shedding light on how Canadians navigate the increasingly complex housing and mortgage landscape. Based on … [read more]
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May 23rd, 2025
Homebuying affordability is “unlikely to improve meaningfully” over the next two years, according to a new report from Desjardins. Over the last 25 years, home prices in Canada have ballooned … [read more]
Comments Off on It Take 7.5 Years to Save for A Down Payment for an Average Home in BC
May 22nd, 2025
With interest rates on a downward slope, it may now be cheaper to buy a condo than to rent a comparable unit in the same community, says one real estate … [read more]
Comments Off on Mortgage Payments Can Beat Rents for Similar Units as Interest Rates on The Decline
May 1st, 2025
As homebuyers navigate an uncertain real estate market, NerdWallet Canada’s latest Down Payment Monitor reveals the stark differences in down payment requirements across the country, underscoring the challenges faced by … [read more]
Comments Off on Down Payment Hurdles for Canadian – Saving to Get Closer to Homeownership
April 23rd, 2025
The Bank of Canada ended its rate-cutting cycle today with its first rate hold of 2025, keeping the overnight lending rate at 2.75%. Unlike previous rate cut decisions, today’s outcome … [read more]
Comments Off on How Bank of Canada Rate Hold Means for Housing Market Momentum?
April 14th, 2025
The rapid pace of technological innovation is reshaping the real estate and mortgage industries at a remarkable speed. The way we buy, sell, and finance property is transforming. Thanks to … [read more]
Comments Off on The Future of Real Estate & Mortgage Technology Trends, Challenges & Opportunities
April 1st, 2025
US president Donald Trump’s trade war with Canada is rolling on – and don’t expect the huge uncertainty it’s casting over the Canadian economy to disappear anytime soon. Bank of … [read more]
Comments Off on Rates are Falling, But A Chilly Spring Housing Market Could Be in Store for Canada
March 25th, 2025
Financing real estate in Canada for investment purposes involves distinct approaches depending on whether the property is a residential investment purchased to generate rental income or a commercial asset used … [read more]
Comments Off on Financing Residential & Commercial Properties : The Differences in Lending Criteria, Terms, Rates & Approval Process
March 17th, 2025
The Bank of Canada announced the second rate cut of 2025 today, bringing the overnight lending rate down by 25 basis points to 2.75%. This was a highly anticipated move … [read more]
Comments Off on Tariff Uncertainty, BoC Rate Cuts, as Buyers Navigate in Lower Borrowing Costs
March 12th, 2025
The Bank of Canada announced the second rate cut of 2025 today, bringing the overnight lending rate down by 25 basis points to 2.75%. This was a highly anticipated move … [read more]
Comments Off on Bank of Canada Cuts Interest Rate to 2.75%, as Recession Fears Loom Amid Trade War
March 4th, 2025
The Bank of Canada’s decision on whether to continue cutting interest rates faces new challenges. While inflation slowed to 1.9 percent in January, according to Statistics Canada, economists estimate it … [read more]
Comments Off on Will The Bank of Canada Keep Cutting Rates or Pause as Inflation Rises?
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