September 25th, 2025
Highlights • Canadian mortgage rates have remained steady amidst a volatile bond market, but are expected to fall over the next three months. • Economic slowdown is being driven by … [read more]
September 24th, 2025
TORONTO — The Bank of Canada’s decision to lower interest rates for the first time since March will have a direct effect on variable mortgages, and could shift the equation … [read more]
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September 24th, 2025
Fixed mortgage rates ticked up slightly in the month of August, eroding affordability conditions for homebuyers in a number of real estate markets. It got tougher to afford a home … [read more]
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September 23rd, 2025
For Canadian homeowners and buyers, the question of whether to go fixed or variable is a familiar one. Yet in 2025, the decision looks different from how it has in … [read more]
Comments Off on Fixed & Variable Mortgage Rates are Nearly Identical, What It Means for Canadian Homeowners & Buyers Right Now?
September 22nd, 2025
The Bank of Canada announced today that it is lowering the overnight lending rate by 25 basis points from 2.75% to 2.5%. It has been over three years since the … [read more]
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September 15th, 2025
Canada’s housing market is being pulled in different directions by interest rates, affordability pressures, and shifting population dynamics. New analysis from Edge Realty Analytics, in an August report, highlights how … [read more]
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September 8th, 2025
For many Canadian homeowners, the house they live in holds more potential than just a place to live. As property values rise, a growing number of homeowners now hold substantial … [read more]
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September 4th, 2025
Tariffs are putting a damper on the real estate ambitions of some British Columbians, with a quarter of BC homebuyers saying tariffs have impacted their borrowing capacity, according to one … [read more]
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September 2nd, 2025
Building a successful real estate investment portfolio requires a team of skilled professionals who can support you in all aspects of your investment efforts. Build your dream team with the … [read more]
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August 18th, 2025
Across Canada, a growing number of families are confronting a difficult but increasingly urgent question. How can older generations help younger ones break into the housing market? As housing affordability … [read more]
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August 18th, 2025
Financial markets expect the Bank of Canada to lower its policy interest rate to 2.25% by the end of 2025 and hold it there through 2026, according to the central … [read more]
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August 12th, 2025
Securing the right financing allows you to take advantage of investment opportunities, reduce the amount of loan interest you have to pay. It also helps you maximize returns while managing … [read more]
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August 7th, 2025
Jitters spread through financial markets at the end of last week and signs emerged of a weakening US economy, sending five-year Government of Canada bond yields lower and raising fresh … [read more]
Comments Off on Bank of Canada Faces Big Decisions in The Months Ahead & A Dip in Bond Yields is Pressuring Fixed Rates
June 25th, 2025
Highlights : • Canadian mortgage rates have held steady amidst a volatile bond market. • Economic growth patterns are being driven by tariff avoidance in the first quarter, but signs … [read more]
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June 24th, 2025
Buying a home is a big milestone. But what happens when the real estate market dips and your property is worth less than you paid? It’s an unsettling feeling, especially … [read more]
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June 17th, 2025
A proposed tax measure aimed at reducing the cost burden for first-time homebuyers in Canada may influence affordability in key markets but could also create new pressures on housing supply, … [read more]
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June 16th, 2025
A chaotic first six months of the year for Canada’s economy is drawing to a close – a period that’s been marked by annexation threats from Donald Trump, the launch … [read more]
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June 11th, 2025
Five years after the initial housing buying frenzy took hold in Canada, two stronger forces in housing markets across the country are on a collision course: a wave of mortgage … [read more]
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June 6th, 2025
The Bank of Canada announced its second rate hold of the year, keeping the overnight lending rate steady at 2.75%. With the Canadian economy facing trade risks and ongoing uncertainty … [read more]
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June 5th, 2025
Growing your money starts with simple changes that actually stick. Saving money isn’t easy. Between rent, groceries, the odd flat tire and occasional oat milk latte, it can feel like … [read more]
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June 5th, 2025
The Canada Mortgage and Housing Corporation (CMHC) has published its 2025 Mortgage Consumer Survey (MCS), shedding light on how Canadians navigate the increasingly complex housing and mortgage landscape. Based on … [read more]
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May 23rd, 2025
Homebuying affordability is “unlikely to improve meaningfully” over the next two years, according to a new report from Desjardins. Over the last 25 years, home prices in Canada have ballooned … [read more]
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