June 17th, 2025
A proposed tax measure aimed at reducing the cost burden for first-time homebuyers in Canada may influence affordability in key markets but could also create new pressures on housing supply, … [read more]
June 16th, 2025
A chaotic first six months of the year for Canada’s economy is drawing to a close – a period that’s been marked by annexation threats from Donald Trump, the launch … [read more]
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June 11th, 2025
Five years after the initial housing buying frenzy took hold in Canada, two stronger forces in housing markets across the country are on a collision course: a wave of mortgage … [read more]
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June 6th, 2025
The Bank of Canada announced its second rate hold of the year, keeping the overnight lending rate steady at 2.75%. With the Canadian economy facing trade risks and ongoing uncertainty … [read more]
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June 5th, 2025
Growing your money starts with simple changes that actually stick. Saving money isn’t easy. Between rent, groceries, the odd flat tire and occasional oat milk latte, it can feel like … [read more]
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June 5th, 2025
The Canada Mortgage and Housing Corporation (CMHC) has published its 2025 Mortgage Consumer Survey (MCS), shedding light on how Canadians navigate the increasingly complex housing and mortgage landscape. Based on … [read more]
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May 23rd, 2025
Homebuying affordability is “unlikely to improve meaningfully” over the next two years, according to a new report from Desjardins. Over the last 25 years, home prices in Canada have ballooned … [read more]
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May 22nd, 2025
With interest rates on a downward slope, it may now be cheaper to buy a condo than to rent a comparable unit in the same community, says one real estate … [read more]
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May 1st, 2025
As homebuyers navigate an uncertain real estate market, NerdWallet Canada’s latest Down Payment Monitor reveals the stark differences in down payment requirements across the country, underscoring the challenges faced by … [read more]
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April 23rd, 2025
The Bank of Canada ended its rate-cutting cycle today with its first rate hold of 2025, keeping the overnight lending rate at 2.75%. Unlike previous rate cut decisions, today’s outcome … [read more]
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April 14th, 2025
The rapid pace of technological innovation is reshaping the real estate and mortgage industries at a remarkable speed. The way we buy, sell, and finance property is transforming. Thanks to … [read more]
Comments Off on The Future of Real Estate & Mortgage Technology Trends, Challenges & Opportunities
April 1st, 2025
US president Donald Trump’s trade war with Canada is rolling on – and don’t expect the huge uncertainty it’s casting over the Canadian economy to disappear anytime soon. Bank of … [read more]
Comments Off on Rates are Falling, But A Chilly Spring Housing Market Could Be in Store for Canada
March 25th, 2025
Financing real estate in Canada for investment purposes involves distinct approaches depending on whether the property is a residential investment purchased to generate rental income or a commercial asset used … [read more]
Comments Off on Financing Residential & Commercial Properties : The Differences in Lending Criteria, Terms, Rates & Approval Process
March 17th, 2025
The Bank of Canada announced the second rate cut of 2025 today, bringing the overnight lending rate down by 25 basis points to 2.75%. This was a highly anticipated move … [read more]
Comments Off on Tariff Uncertainty, BoC Rate Cuts, as Buyers Navigate in Lower Borrowing Costs
March 12th, 2025
The Bank of Canada announced the second rate cut of 2025 today, bringing the overnight lending rate down by 25 basis points to 2.75%. This was a highly anticipated move … [read more]
Comments Off on Bank of Canada Cuts Interest Rate to 2.75%, as Recession Fears Loom Amid Trade War
March 4th, 2025
The Bank of Canada’s decision on whether to continue cutting interest rates faces new challenges. While inflation slowed to 1.9 percent in January, according to Statistics Canada, economists estimate it … [read more]
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February 26th, 2025
A good chunk of BC homeowners may be tightening their purse strings this year. That’s according to a Thursday survey from Royal LePage, which found that West Coast residents facing … [read more]
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February 10th, 2025
The Bank of Canada’s latest decision to lower the overnight lending rate by 25 basis points from 3.25% to 3% is giving homeowners and prospective buyers plenty to consider. With … [read more]
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February 3rd, 2025
The 2025 housing market is starting the year with optimism as the Bank of Canada announced today that it is lowering the overnight lending rate by 25 basis points from … [read more]
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January 15th, 2025
Building home equity is one of the greatest benefits of homeownership. Home equity gives you the financial freedom to borrow against your home for major expenses, invest in other opportunities, … [read more]
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January 8th, 2025
Borrowing costs are becoming more affordable ahead of the new year as the Bank of Canada announced today that it is lowering the overnight lending rate by 50 basis points … [read more]
Comments Off on The Bank of Canada Lowering Rates May Motivate Sellers & Buyers to Enter 2025 Real Estate Market
January 7th, 2025
The Bank of Canada expects that there will be more activity in the country’s real estate market, spurred by the central bank’s latest interest-rate cut and easier mortgage policies set … [read more]
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